How do I pay bills and manage my money?

Our finance department pay utility bills for you. Each tenant has a client account where they transfer money into every month by standing order for bills. Every tenant has a client account agreement we use to agree the amount of money needed for each month to cover all the bills. Other things may be covered in this agreement such as housekeeping (for food, cleaning products etc), personal monies (for going out for drinks, personal shopping, magazines etc) chiropody and clinical waste services etc.